Privacy Policy

Privacy Policy

Time VS Money (TimeVSMoney.biz) respects the privacy of visitors to its web sites and services. As a result, we have developed this privacy policy. This privacy policy applies only to the operation of services and web sites operated by TimeVSMoney.biz that directly link to this policy when you click on "privacy statement" in the website footer.

Log information

When you use our services or view content provided by ryansguardianangels.com, we may automatically collect and store certain information in server logs. This may include: Internet protocol address, time and date of your picture message or email, telephony log information like your phone number or email address, device information such as hardware settings, browser type, browser language, the date and time of your request

Location information

When you use the TimeVSMoney.biz service, we may collect and process information about your actual location, like GPS coordinates recorded and embedded by your mobile device into the image you submit (EXIF information). We may also use various technologies to determine location, such as IP address (Internet Protocol) geo-location and browser based geo-location.

Cookies and anonymous identifiers

We use various technologies to collect and store information when you interact with a TimeVSMoney.biz service, and this may include sending one or more anonymous identifiers to your device. When you visit one of the TimeVSMoney.biz operated websites, we may also use cookies (see below). This website may use a technology called a "cookie". A cookie is a piece of information that our webserver sends to your computer (actually to your browser file) when you access a website. Then when you come back our site will detect whether you have one of our cookies on your computer. Our cookies help provide additional functionality to the site and help us analyze site usage more accurately. For instance, our site may set a cookie on your browser that keeps you from needing to remember and then enter a password more than once during a visit to the site.

This website uses Internet Protocol (IP) Addresses. An IP Address is a number assigned to your computer or cell phone or tablet by your Internet service provider so you can access the Internet. Generally, an IP address changes each time you connect to the Internet (it is a "dynamic" address). Note, however, that if you have a broadband connection, depending on your individual circumstance, it is possible that your IP Address that we collect, or even perhaps a cookie we use, may contain information that could be deemed identifiable. This is because with some broadband connections your IP Address doesn't change (it is "static") and could be associated with your personal computer. We use your IP address to report aggregate information on use and to help improve the website.

How we use information we collect

You should be aware that this site is not intended for, or designed to attract, individuals under the age of 18. We do not collect personally identifiable information from any person we actually know is an individual under the age of 18. Some areas of this website that collect Your Information use industry standard secure socket layer encryption (SSL); however, to take advantage of this your browser must support encryption protection (found in Internet Explorer release 3.0 and above). We may share Your Information with third parties in connection with services that these individuals or entities perform for. These agents, contractors or partners are restricted from using this data in any way other than to provide services for contractual partners, or services for the collaboration in which they and their partners are engaged (for example, some of our products are developed and marketed through joint agreements with other companies). TimeVS Money.biz reserves the right to share Your Information to respond to duly authorized information requests of governmental authorities or where required by law. In exceptionally rare circumstances where national, state or company security is at issue (such as with the World Trade Center terrorist act in September, 2001), TimeVSMoney.biz reserves the right to share our entire database of visitors and customers with appropriate governmental authorities. The policies and procedures described in this privacy policy do not apply to external websites linked to from this website but not owned or operated by TimeVSMoney.biz We suggest contacting those sites directly for information on their privacy, security, data collection, and distribution policies. We may update this Web site Privacy Policy from time to time. When we do update it, for your convenience, we will make the updated policy available on this page.

Terms of Use

Terms of Use

The site ("Time VS Money.BIZ " and/or all its sub-domains) and its content is provided to you (the user) subject to these terms and conditions. PLEASE READ THESE TERMS CAREFULLY AS USE OF THIS SITE CONSTITUTES ACCEPTANCE OF THESE TERMS AND CONDITIONS.

Use of content on the Time VS Money.BIZ web site(s)

The video, audio, information, concepts, delivery mechanisms, artwork, text, or pictures (collectively, "Materials") contained on the website(s) are protected by copyright laws. You may only access and use the Materials for personal or educational purposes. You may not modify or use the Materials for any other purpose without Time VS Money.BIZ 's express written consent. Except as provided below, you may not reproduce, republish, post, transmit or distribute any Materials on the website.

You may print Materials for personal or educational purposes only, and you must include any copyright notice originally included with the Materials in all copies.

Any audio or video content available from the websites is licensed subject to the terms of the applicable license agreement form the creators of its content.

The Materials included on the website have been compiled by us from a variety of sources, and are subject to change without notice.

All media files on the website are protected by © copyright laws. You may not, under any circumstances, reproduce, record, publish, publicly exhibit, or distribute any media files made available for playback on the website without our express written consent, or the written consent of the publisher of the contend distributed and delivered by Time VS Money.BIZ . You may not link directly to any file located on a server, and you should not attempt to "pass-off" any of the content as your own work.

These terms and conditions are subject to change without notice and may be modified or negotiated at the sole discretion of Time VS Money.BIZ .

External sites linked from Time VS Money.BIZ

Links to external websites may appear on this site. Those sites are not under our control, and we do not assume any responsibility or liability for any communications or materials available at such linked sites. We do not intend links on the website to be referrals or endorsements of the linked entities, and are provided for convenience only.

Disclaimer of warranty

The services, information, software or data (collectively, "Information") made available at the website are provided "AS IS", without warranties of any kind. We expressly disclaim any representations and warranties, including without limitation, the implied warranties of merchantability and fitness for a particular purpose. We shall have absolutely no liability in connection with the services including without limitation, any liability for damage to your computer hardware, data, information, Materials and business resulting from the Information or the lack of information available on the Time VS Money.BIZ . shall have no liability for:

We make no warranty, representation or guaranty as to the content, sequence, accuracy, timeliness or completeness of the Information or that the Information may be relied upon for any reason. We make no warranty, representation or guaranty that the Information will be uninterrupted or error free or that any defects can be corrected. For purposes of this section, 'Time VS Money.BIZ ' shall include the company and its divisions, subsidiaries, successors, parent companies, and their employees, partners, principals, agents and representatives, and any third-party providers or sources of information or data.

Limitations of liability

Under no circumstances shall we be liable for any losses or damages whatsoever, whether in contract, tort or otherwise, from the use of, or reliance on, the Information, or from the use of the Internet generally.

For purposes of this section, Time VS Money.BIZ shall include the company and its divisions, subsidiaries, successors, parent companies, and their employees, partners, principals, agents and representatives, and any third-party providers or sources of information or data.

© Copyright and trademark notices

Code copyright (c)(©) Time VS Money.BIZ and/or its licensors, 2000-2017. All rights reserved. Time VS Money.BIZ and associated logos are trademarks of Time VS Money.BIZ ("Time VS Money.BIZ "). Before using any Software Services Logo or trademark, please contact us. All other trademarks are the property of their respective owners.

Payment

Payment processing services for Time VS Money on Time VS Money.BIZ are provided by Stripe and are subject to the Stripe Connected Account Agreement, which includes the Stripe Terms of Service (collectively, the “Stripe Services Agreement”). By agreeing to this these terms or continuing to operate as an account holder on Time VS Money.BIZ,  you agree to be bound by the Stripe Services Agreement, as the same may be modified by Stripe from time to time. As a condition of Time VS Money.BIZ enabling payment processing services through Stripe, you agree to provide Time VS Money accurate and complete information about you and your business, and you authorize Time VS Money to share it and transaction information related to your use of the payment processing services provided by Stripe.

Refund of Bitcoin payments

Payments completed in Bitcoin will be refunded in US Dollars. The amount refunded is subject to a service fee.

HOW THE SERVICE WORKS

  1. After you watch the introductory video, you can sign up on the site to be seller of services or a user of services.
  2. Your service provider who can be selected from a list of offered sellers of services or a sellers of services within your proximity based on seller geography are the people who will receive a notification when request such services.
  3. Your service providers that qualify based on your requested criteria receive a text message asking them to accept the invitation and provide the services you requested.
  4. If you have never worked with that seller, their profile will be available on line for your review before you choose to use their help.

WHAT IS BEHIND THE APP?

The desire to help people help one antoher, even if they have never met with the use of the cool cupid tech we invented. It is like many other service but we hope loyal and satisfied customers like you will fine enough value and utility in the portal that you will recommend it to your friends and neighbors, and don’t forge Grandma or Grandpa in case you live out of town. We are here to help so please send us your suggestions and no matter how silly, creative or lucrative if we use the suggestion you presented we will always give you honorable mention. This service is designed for people helping one another, you already have everything you need to get started, and it is your cell phone.

IF YOU LOVE THE IDEA AND THE SERVICE PLEASE SHARE WITH OTHER, OR JUST DO HELP THEM WITH A SERVICE YOU CAN OFFER.

Start TimeVsMoney Application

What about you?
Do you need more time or do you
need more money?

Time vs Money helps you get the hole in your wall without buying the drill or the drill bit. If you know how to drill holes, you sell your skill. You need to have a debit card to interact with our system as a seller. Do you need to have your lawn mowed? Are you a student willing to make a few extra bucks walking other people’s dogs? Can’t find someone to help you hang your big screen TV on the wall? Enjoy assembling IKEA furniture? Do it for money! Try it now or Log in!

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ICO coming soon, don't miss out on the crowdsale! Sign up below and we'll send you a reminder.

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How it works?

Sign up using your smartphone you have in your hand. Upload a short clip describing what you need and we’ll find someone offering the service you need. Upload another clip showing your offer and we’ll list it on our site! We will hold your payment in escrow so that unless you are absolutely satisfied with the outcome the funds will not be paid out. We charge a fee of 20% to mediate the risk and provide the convenience of pairing you up with someone who is willing to help you right at the time when you need it.

Try watching this video on youtube.com, or enable JavaScript if it is disabled in your browser.

Works across all devices

It works on all devices without the need to install and download an app. If you are reading this you probably already have everything you need to get started and most likely it’s your cell phone! Time vs Money is a simple to use portal that matches you up with the people willing to help you when you need it. Try it right now!

Choose if you are a seller or a buyer of services
List your offer and set your offer details
Get to an agreement on the time and price and we’ll have your back
Finish the job, get payment and satisfied customer reviews

"Why would you tighten your already busy schedule, when someone actually has time to do it?"

Frequently Asked Questions

Buy someone's service at a time you need it or sell your skills when you need a few bucks. Buy some help for grandma and help her hang her plants even if you live on the other side of the world away from her. We are here to help, if you have any questions about our service please email us or chat with us live.

Just ask yourself this: should I buy a riding mower for $2500 when I can get my neighbor’s kids to mow my lawn for $10 bucks 250 times and I won't have to buy, store, or maintain a lawnmower, ever?

Can I order a service to a remote location?
Yes. You can buy some help for grandma and help her hang her plants even if you live on the other side of the world away from her.
What if I have a question?
We are here to help, if you have any questions about our service please email (info@timevsmoney.biz) us or chat with us live.
How do I know this is legit?
Whatever you need, chances are there is someone in your area willing to lend a hand. So if you want to know how did they do for others, simply review their star rating and look at their past work. We are a community of self-reporting hopefully great service providers that showcase their work and do a great job every time
What if I am not satisfied as a buyer?
We will do all we can to make sure that you are satisfied with the service you requested or the seller doesn’t get paid. We are here to protect both the buyer and the seller of services
What if I don’t get paid?


We will mediate the process by which you will simply complete your job to the buyer’s satisfaction or your insurance with us covers your work and payment
Is TimeVsMoney holding my money?
In a way yes, but only for the duration of the task performed so that you are absolutely happy with the work outcome. You could negotiate outside of our service offering and get the work done and even pay for it, but then you are on your own. If the contractor or service provider offers you the option of paying for the service you needed and the work is subpar or shoddy we are not responsible and you will need to hire legal counsel to try and get your money back or even sue them personally for injury and liability.
How this all works?
It’s really simple and convenient. You can record yourself or the work you did to showcase your skill or projects for others to review. Your customers can rate your work and provide high marks to get you the trust and business of new customers looking for just what you have to offer. You can also rate your customers after you performed the work. We want to create a community of likeminded individuals that appreciate the convenience of what we offer and are glad to share and participate in the Time vs Money eco system. The buyer of services can also simply record a video of what they need done and will do a text search inside the video based on what they said they needed to find people willing and able to provide those services at a time and a cost you are willing to pay. As a seller of service you choose when you want to work and for how long and how much. If someone needs what you can do they can simply record a short video asking for what they need done and we will pull keywords out of the video to match their need up with people or companies willing to do just what they need at a price and a convenient time of when they need it done. We manage the payment in escrow of the price you both agreed to and once the work is performed to your satisfaction the funds are released to the seller’s PayPal account. You wanna know something really cool? We even support payment in Bitcoin. If you don’t know what that is you can learn about it here.